Effective Date: January 13, 2026
Last Updated: March 7, 2026
These Terms and Conditions (the "Terms") govern your access to and use of the SettleQuik website (the "Site"), accessible at https://www.settlequik.com, and all related services, tools, features, software, applications, and functionality provided through the Site (collectively, the "Services").
The Services are owned and operated by SettleQuik LLC, a limited liability company duly organized and existing under the laws of the State of Oklahoma, United States of America, with its principal place of business located at 9905 S Pennsylvania Ave Ste A, Oklahoma City, Oklahoma 73159 (the "Company," "SettleQuik," "we," "us," or "our").
By accessing, browsing, registering for, or otherwise using the Services, you ("User," "you," or "your") acknowledge that you have read, understood, and agree to be legally bound by these Terms, as well as any policies, guidelines, or supplemental terms incorporated herein by reference.
If you are accessing or using the Services on behalf of a business entity, agency, organization, or other legal person, you represent and warrant that you have full legal authority to bind such entity to these Terms, and that such entity agrees to be bound hereby.
IF YOU DO NOT AGREE TO THESE TERMS IN THEIR ENTIRETY, YOU MUST NOT ACCESS OR USE THE SERVICES.
SettleQuik is a software-as-a-service (SaaS) platform operating exclusively as a professional directory and informational display tool, with no transactional functionality. The Services enable Users to create and publish customizable landing pages that aggregate user-provided information, including but not limited to usernames, public identifiers, wallet addresses, or links associated with third-party platforms selected by the User.
For the avoidance of doubt:
All monetary transactions, if any, occur entirely outside of the Services and exclusively between Users and Visitors via third-party platforms over which the Company has no ownership, control, or operational involvement.
These Terms incorporate by reference the Company's Privacy Policy, available at https://www.settlequik.com/privacy-policy, which governs the collection, use, and protection of personal data.
For purposes of these Terms, the following definitions apply:
1.1 "Account"
Means a registered user account created by a User to access and utilizes the Services, subject to ongoing compliance with these Terms.
1.2 "Free Plan"
Means the no-cost subscription tier of the Services, which provides limited features, standard SettleQuik branding, and restricted customization options, subject to these Terms.
1.3 "Pro Plan"
Means the paid subscription tier of the Services, billed monthly, which includes all Free Plan features plus enhanced analytics, advanced customization, priority customer support, and additional features as may be introduced from time to time.
1.4 "Business Plan"
Means the paid subscription tier of the Services, billed monthly, which includes all Pro Plan features plus the ability to create multiple payment pages, custom thank-you messages, cross-page analytics dashboards, enhanced service level support, and additional enterprise-oriented features.
1.5 "Third-Party Services"
Means any external websites, platforms, applications, tools, services, payment processors, wallet providers, gifting platforms, creator-support platforms, or other services that are not owned, operated, controlled, or maintained by the Company, and which may be referenced, named, or displayed by Users through the Services.
1.6 "User Content"
Means any text, data, information, identifiers, usernames, wallet addresses, links, descriptions, images, branding elements, themes, or other content uploaded, submitted, displayed, or otherwise provided by a User through the Services, at the User's discretion.
1.7 "Visitor"
Means any individual or entity that accesses or views a User's SettleQuik landing page. Visitors do not enter into any contractual relationship with the Company by viewing such pages.
1.8 "Agency Account"
Means an Account used by a business, agency, organization, or similar entity to manage one or more creator profiles under a single administrative relationship.
1.9 "Agency Admin"
Means an authorized representative of an Agency Account who has been granted access to manage creator profiles, settings, or analytics within the permissions assigned by the Agency.
1.10 "Creator Profile"
Means an individual public-facing SettleQuik page managed by a User or by an Agency Account on behalf of a creator or brand.
2.1 Binding Agreement
By creating an Account, subscribing to any plan, or otherwise accessing or using the Services, you affirmatively accept these Terms and enter into a legally binding agreement with the Company.
2.2 Modifications to Terms
The Company reserves the right, in its sole discretion, to modify, amend, or update these Terms at any time. Updated versions will be posted on the Site and will become effective as of the stated "Last Updated" date.
Your continued use of the Services following the posting of revised Terms constitutes your acceptance of such changes. Where required by law, the Company will provide advance notice of material modifications.
2.3 Eligibility
You must be at least eighteen (18) years of age, or the age of legal majority in your jurisdiction, whichever is greater, to access or use the Services. The Services are not intended for use by minors.
By using the Services, you represent and warrant that you meet this eligibility requirement.
3.1 Account Registration
To access certain features of the Services, you must create an Account by providing accurate, current, and complete information, including a valid email address and secure password.
You agree to maintain and promptly update your Account information to ensure its accuracy.
3.2 Account Security
You are solely responsible for maintaining the confidentiality of your Account credentials and for all activities that occur under your Account, whether authorized or unauthorized.
You agree to notify the Company immediately of any unauthorized access, use, or suspected breach of security.
3.3 Compliance with Laws
You agree to use the Services in full compliance with all applicable local, state, federal, and international laws, regulations, and third-party terms of service.
3.4 Agency Authorization
If you use the Services on behalf of an Agency Account, you represent and warrant that you have authority to act for the agency and that any Agency Admins or other users you authorize are permitted to access and manage the applicable creator profiles and settings. The Agency is responsible for all acts and omissions of its Agency Admins and authorized users.
3.5 Delegated Access
The Company may allow Agency Accounts to grant limited access to designated users. Agency Administrators must maintain internal controls over who can access creator profiles, analytics, and settings, and remain responsible for any actions taken through those credentials.
4.1 Scope of Services
The Services provided by the Company allow Users to:
4.2 Directory-Only Service; Absolute No Payment Functionality
The Services operate exclusively as a professional directory, infrastructure, and informational display tool. No transactional, financial, or payment-enabling functionality is provided by the Company.
For the avoidance of doubt and without limitation:
Any payment-related information displayed on a User's landing page—including but not limited to usernames, Pix keys, email addresses, wallet addresses, QR codes, or hyperlinks—is static, user-supplied content presented solely for informational and reference purposes.
The Company does not verify, validate, authenticate, monitor, analyze, or control how such information is used by Visitors and disclaims all responsibility for any resulting interactions or transactions.
4.3 Agency Features
Certain subscription plans may permit Agency Accounts to manage multiple creator profiles, access roster-level analytics, assign delegated permissions, and use administrative tools intended for agency operations. The exact features available to an Agency Account depend on the applicable subscription plan and plan limits.
4.4 No Fiduciary or Operational Control
The Company provides software tools only and does not act as an agent, fiduciary, partner, or joint venture participant of any Agency Account or creator. The Company does not make decisions on behalf of users regarding business operations, client relationships, or payment arrangements.
4.5 No Fiduciary or Agency Relationship
Nothing in these Terms shall be construed to create any partnership, joint venture, fiduciary duty, agency, brokerage, escrow, or representative relationship between the Company and any User or Visitor. The Company acts solely as a neutral technology provider and does not assume any duties or obligations on behalf of Users or Visitors.
4.6 Service Modifications
The Company reserves the right to modify, suspend, limit, or discontinue any aspect of the Services, in whole or in part, at any time, with or without notice, subject to applicable law and subscription obligations.
5.1 Subscription Plans
The Company offers multiple subscription tiers, including a Free Plan, Pro Plan, and Business Plan, each with different features, limitations, and pricing as described on the Site.
5.2 Billing and Payment Processing
Subscription fees for paid plans are billed on a recurring monthly basis in advance and are processed through a third-party payment processor (currently Stripe).
The Company does not store full payment card details and relies on its payment processor for secure handling of subscription payments.
5.3 Authorization
By subscribing to a paid plan, you authorize the Company and its payment processor to charge your selected payment method on a recurring basis until cancellation, in accordance with applicable laws.
5.4 Taxes
You are solely responsible for all applicable taxes, duties, levies, or assessments associated with your subscription, excluding taxes based on the Company's income, as required by law.
5.5 Cancellation and Downgrades
You may cancel or downgrade your subscription at any time through your Account settings. Cancellation will take effect at the end of the current billing cycle. Fees are non-refundable except where required by law.
5.6 Failed Payments
Failed or reversed subscription payments may result in suspension or termination of access to paid features. The Company shall have no obligation to provide paid Services during any period of non-payment.
6.1 Company Intellectual Property
All rights, title, and interest in and to the Site and Services—including all software, code, text, graphics, logos, designs, trademarks, and proprietary technology—are owned by the Company or its licensors and are protected by applicable intellectual property laws.
6.2 Limited License
Subject to these Terms, the Company grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for lawful personal or business purposes.
6.3 User Content License
You retain ownership of your User Content. However, you grant the Company a worldwide, royalty-free, sublicensable license to host, store, display, reproduce, and distribute such User Content solely as necessary to operate and provide the Services, on your behalf.
6.4 User Representations
You represent and warrant that you have all necessary rights to submit your User Content and that such content does not infringe any third-party rights or violate applicable laws.
7.1 Third-Party Services Defined and Listed
The Services may reference or allow Users to display information related to Third-Party Services, including but not limited to:
PayPal, Venmo, Cash App, Stripe, Zelle, Apple Pay, Google Pay, Revolut, Wise, Pix (Brazil), Skrill, Paxum, Cosmo Payment, Buy Me a Coffee, Ko-fi, Patreon, Throne Wishlist, and cryptocurrency wallets including USDC and other stablecoins.
For the avoidance of doubt, the Company does not integrate with, connect to, embed, or interact programmatically with any Third-Party Service. All references are purely nominative and informational.
7.2 No Control or Responsibility
The Company has no ownership, control, or responsibility for Third-Party Services, their availability, security, legality, pricing, policies, or operations.
Your use of any Third-Party Service is entirely at your own risk and subject to that provider's terms and conditions.
7.3 No Endorsement
The inclusion or display of any Third-Party Service does not imply endorsement, sponsorship, affiliation, or partnership. All references are provided solely for informational purposes at the User's discretion.
7.4 High-Risk & Specialized Platform Disclaimer
Certain Third-Party Services may be subject to heightened regulatory oversight or industry-specific compliance obligations.
7.5 No Monitoring or Content Association
The Company does not review, monitor, approve, host, or moderate content, services, or activities occurring on Third-Party Services.
Any adult, explicit, regulated, or high-risk content accessed externally exists entirely outside the Services and is not affiliated with, sponsored by, or attributable to the Company.
8.1 Analytics Availability
Certain subscription plans may include access to analytics and performance metrics, including but not limited to page views, link interactions, referral sources, and general usage statistics.
Such analytics are provided solely for informational and internal business purposes and are not intended to constitute financial, marketing, or performance guarantees.
8.2 Data Processing
Analytics data may be aggregated, anonymized, or pseudonymized where required by applicable law. The Company does not provide personally identifiable information of Visitors to Users unless explicitly stated and lawfully permitted, by applicable data protection laws.
8.3 No Warranty of Accuracy
All analytics and reporting features are provided on an "as is" and "as available" basis. The Company makes no representations or warranties regarding the accuracy, completeness, or reliability of analytics data.
9.1 Prohibited Uses
You agree that you will not, directly or indirectly:
Users may reference or display identifiers related to external platforms at their own discretion, provided that the User's SettleQuik page itself remains safe-for-work (SFW) and compliant with these Terms.
9.2 Content Moderation and Enforcement
The Company reserves the right, but does not assume the obligation, to monitor, review, remove, restrict, or disable access to User Content that violates these Terms or applicable law.
The Company may suspend or terminate Accounts for violations, with or without notice, at its sole discretion.
9.3 User Responsibility
You remain solely responsible for all User Content and activities conducted under your Account, including compliance with age restrictions, content regulations, and third party terms.
9.4 Improper Agency Use
You may not use an Agency Account to misrepresent your authority, access a creator profile without authorization, grant access beyond your permitted role, or use agency tools to violate applicable law, third-party terms, or creator consent requirements.
10.1 No Payment Processing or Financial Services
The Company is not a payment processor, money services business, money transmitter, financial institution, broker-dealer, custodian, escrow agent, or provider of financial services.
The Company does not handle, hold, transmit, convert, store, safeguard, intermediate, or control funds, digital assets, or financial instruments of any kind.
10.2 No Regulatory Obligations
The Company does not perform know-your-customer (KYC), anti-money laundering (AML), sanctions screening, transaction monitoring, travel rule compliance, or similar regulatory functions.
Users are solely responsible for determining and complying with any regulatory, tax, reporting, or licensing obligations applicable to their use of Third-Party Services.
10.3 Cryptocurrency and High-Risk Platform Disclaimer
The inclusion or display of cryptocurrency wallet addresses, stablecoin identifiers, or references to high-risk payment platforms does not create any custodial, fiduciary, brokerage, agency, or intermediary relationship.
The Company does not determine transaction purpose, source of funds, destination of funds, beneficiary identity, or compliance status and disclaims all responsibility related thereto.
10.4 Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall the Company be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to loss of profits, revenue, data, goodwill, or business opportunities.
The Company's total cumulative liability arising out of or relating to the Services shall not exceed the total fees paid by you to the Company in the twelve (12) months preceding the event giving rise to the claim.
Users operating an Agency Account agree to indemnify and hold harmless SettleQuik from claims arising from unauthorized agency access, improper delegation, or disputes between an agency and any creator, contractor, or client.
10.5 Indemnification
You agree to indemnify, defend, and hold harmless the Company, its officers, directors, employees, agents, and affiliates from and against any claims, damages, liabilities, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:
10.6 Disclaimer of Warranties
The Services are provided on an "as is" and "as available" basis, without warranties of any kind, whether express, implied, statutory, or otherwise, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
11.1 Data Protection
The Company processes personal data in accordance with applicable privacy laws, including the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), and similar state or international laws where applicable.
11.2 Privacy Policy
Details regarding data collection, use, storage, and user rights are set forth in the Company's Privacy Policy, which is incorporated herein by reference.
12.1 Security Measures
The Company implements commercially reasonable administrative, technical, and organizational security measures designed to protect User data, consistent with industry standards
12.2 No Absolute Security
You acknowledge that no system is completely secure and that use of the Services is at your own risk. The Company does not guarantee the prevention of unauthorized access, data loss, or security breaches.
12.3 Breach Notification
In the event of a data breach involving personal data, the Company will provide notification as required by applicable law.
13.1 Copyright Policy
The Company respects the intellectual property rights of others and expects Users to do the same. The Company complies with the Digital Millennium Copyright Act of 1998 ("DMCA").
13.2 DMCA Takedown Notices
If you believe that any User Content available through the Services infringes your copyright, you may submit a written notification pursuant to 17 U.S.C. § 512(c)(3) that includes the following:
Notices must be sent to support@settlequik.com or by mail to the Company's registered address.
13.3 Counter-Notification
If your content was removed and you believe the removal was a mistake, you may submit a counter-notification in accordance with 17 U.S.C. § 512(g).
13.4 Repeat Infringers
The Company may terminate Accounts of Users who are repeat infringers.
14.1 Accessibility Commitment
The Company strives to ensure that the Services are accessible to individuals with disabilities and aims to comply with the Americans with Disabilities Act (ADA) and Web Content Accessibility Guidelines (WCAG) 2.1 Level AA.
14.2 User Responsibility
Users are responsible for ensuring that their User Content and external pages linked from the Services comply with applicable accessibility requirements.
15.1 Insurance
The Company maintains commercially reasonable business and cyber liability insurance coverage. Such coverage does not extend to User activities conducted through Third-Party Services.
15.2 User Tax Obligations
Users are solely responsible for determining, reporting, and remitting all applicable taxes arising from transactions conducted through Third-Party Services.
The Company reports subscription income as required by applicable tax laws but does not report or track User earnings.
16.1 Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Oklahoma, without regard to conflict-of-laws principles.
16.2 Jurisdiction
Any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the state or federal courts located in Oklahoma County, Oklahoma, and the parties consent to personal jurisdiction therein.
17.1 Informal Resolution
Before initiating arbitration or litigation, you agree to provide written notice of the dispute to info@settlequik.com and allow thirty (30) days for informal resolution.
17.2 Binding Arbitration
Any dispute not resolved informally shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its applicable rules, conducted in Oklahoma City, Oklahoma.
17.3 Waiver of Class Actions
You agree that disputes shall be resolved on an individual basis only. Class actions, collective actions, and representative proceedings are waived.
17.4 Attorneys' Fees
The arbitrator may award reasonable attorneys' fees to the prevailing party as permitted by law.
18.1 Severability
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
18.2 Waiver
The failure of the Company to enforce any right or provision shall not constitute a waiver of such right or provision.
18.3 Entire Agreement
These Terms, together with the Privacy Policy and any referenced policies, constitute the entire agreement between you and the Company and supersede all prior or contemporaneous agreements.
18.4 Assignment
You may not assign or transfer these Terms without the Company's prior written consent. The Company may assign these Terms freely.
18.5 Force Majeure
The Company shall not be liable for delays or failures caused by events beyond its reasonable control, including natural disasters, cyberattacks, labor disputes, or governmental actions.
18.6 Contact Information
For questions regarding these Terms, contact support@settlequik.com or by mail at the address listed in the Introduction.
By accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
SettleQuik LLC
9905 S Pennsylvania Ave Ste A, Oklahoma City, OK 73159
Email: support@settlequik.com | Phone: 572-241-5592 | DMCA Notice & Takedown Policy